By using fi-time.com you agree to these terms. If you do not agree with them, please do not use the site.

Use of our content

Articles, headlines, illustrations and the Fi-Time name are protected by copyright and trademark law. You may read, print and share links freely, and quote short passages with clear attribution and a link to the original page.

  • Do not republish articles in full, in print or online, without written permission.
  • Do not scrape, mirror or bulk-copy the site, including for model training.
  • Do not remove attribution, alter figures, or present our work as your own.
  • Do not use our name or marks to imply endorsement of a product or service.

Licensing enquiries: editorial@fi-time.com.

No financial advice

All content is general editorial information, published for a broad audience. It is not financial, investment, tax, accounting or legal advice, it is not a recommendation to buy, sell or hold anything, and it does not take account of your objectives, circumstances or risk tolerance. Reading Fi-Time creates no advisory or fiduciary relationship. Decisions you make are your own, and you should consider consulting a licensed professional.

Accuracy and availability

We work to be accurate at the time of publication, but rates, fees, tax rules and product terms change. Content is provided "as is" without warranties of any kind, express or implied, including fitness for a particular purpose. We may change, suspend or remove any part of the site at any time.

Third-party links and advertising

We link to outside sources and carry advertising. We do not control third-party sites or offers and are not responsible for their content, terms or privacy practices.

Limitation of liability

To the maximum extent permitted by law, Fi-Time and its contributors are not liable for any indirect, incidental, special or consequential loss, or for lost profits, savings, data or goodwill, arising from your use of or reliance on the site. Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you.

Governing law

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-laws rules. Continued use of the site after we post revised terms means you accept them.